What is Long-Term Care Insurance (LTCI)?
Long-term care insurance
helps to pay for some or all of the costs of long-term care as a result
of the inability of the insured to perform some Activities of Daily
Living such as eating, bathing, transferring, continence,
dressing or toileting, or as a result of a cognitive
impairment such as Alzheimer's Disease.
Long-term care insurance
is designed to help preserve your financial freedom and
independence, while receiving quality care. Most long-term care insurance policies are considered comprehensive
policies which means that they will pay for long-term care services received in
your home, assisted living facility, nursing home, or
in a community based setting.
When purchasing a long-term care insurance policy Metlife or other you have many options to
choose from, because these types of policies are not considered a "one
policy fits all." Instead you can typically choose
the length of time you want to receive benefits under the policy (benefit period), how much per day/month you can receive in benefits (daily/monthly
benefit amount), how many days after you are eligible for benefits you are willing to pay
out of your pocket (elimination period) to help reduce
the premiums - similar to a deductible, inflation protection,
if any, and many more optional benefits/riders
to choose from. You have options!* To speak to a MetLife
representative about your personal choices, complete
the inquiry form.
To learn more about MetLife Long-Term Care Insurance, click here.
*Options and features vary depending on the product you select.
This advertisement describes MetLife Long-Term Care Insurance coverage which
is underwritten by Metropolitan Life Insurance Company
("MetLife"). MetLife LTC Insurance is offered
by LTC Solutions, an independent MGA licensed for MetLife.
Product features and benefits do vary by state.
This website should
be considered an advertisement and not a contract. The sole intent
of this website is to gather information from the inquiry
request and then contact the consumer to go over their
specific needs
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